creator agreement.

1. who this is with

This creator agreement is between you and QPOP TECHNOLOGIES PRIVATE LIMITED, the company that runs QPop. It applies from the moment you go live as a creator, and it sits alongside our terms of service, privacy policy, refund policy and community guidelines, which are linked in the footer of every page.

Where this agreement and the terms of service cover the same ground, this one is the more specific and applies to you as a creator. Everything in the terms that is not about being a creator still applies to you as a user of QPop.

2. you are an independent seller

You are not an employee, agent, partner or contractor of QPop. You choose what to answer, how to answer it, and what to charge above the minimum price the platform enforces.

When a fan pays to ask you a question, the answer is your sale to them. QPop's service is the platform: your page, payment collection through our payment partner, the reply-or-refund guarantee, and the tools you use to run it. We charge you a commission for that service, and nothing else.

3. the 48-hour promise

You have 48 hours from when a question is placed to publish your answer. If you do not, the fan is refunded in full, automatically, and neither you nor QPop is paid anything.

• The clock starts when the fan's payment is confirmed, and it does not pause or reset. Accepting a question does not extend it.
• Declining is always allowed, for any reason, and it refunds the fan in full straight away. Declining is not a failure; answering badly to avoid a refund is.
• Answers are permanent. A public question, its answer, the display name of the person who asked and the amount paid appear on your profile and can be shared; a private question stays visible to you and that fan only. Either way, there is no unpublishing.
• Letting questions expire repeatedly can lead to your page being switched off.

4. what you earn

The fan pays your price in full. You keep 75% of it. QPop's commission is 25%, and that 25% is everything we take: the payment processing charges and the GST on our own fee come out of our side, never yours.

A published offer can give you a higher share for a fixed period; section 15 below says how, and the rate on each question is the one in force when the fan paid.

• You earn your share by answering, and only by answering. A declined, expired or refunded question earns nobody anything.
• Your price is yours to set above the platform minimum, and fans can choose to pay more than it.
• Nothing else is deducted from your share except the taxes described below, which the law requires us to withhold.

5. how you are paid

• Your share is attached to the fan's payment from the start and held by our payment partner. When you publish your answer, it is released to the account you linked during payout setup.
• From there it reaches your bank on the payment partner's settlement schedule. QPop never holds your money, and does not decide the day it lands.
• The payment partner holds your bank account details, not us. QPop keeps only a masked reference, the last four digits and your bank name, so your dashboard can show you where the money goes.
• Keep your payout and identity details accurate. Payouts can be held while required information is missing, while the payment partner is still verifying you, or while your declared tax status and the rules that apply to you do not line up.
• You can take questions before payout setup is finished, but you cannot publish an answer until it is. Set it up before you start sharing your page.

6. our commission, and the monthly bill

The platform service we provide you is continuous, so we bill it on a calendar month cycle rather than transaction by transaction.

The commission on every question you answer during a calendar month falls due on the last day of that month. We issue you one tax invoice for each monthly cycle, covering all of that month's answered questions. That is the only invoice QPop raises for its commission.

The commission is taken by deduction when each payment is split, so the monthly invoice is the record of what was already taken, not a separate bill for you to pay.

Fans never receive a tax invoice from QPop. Their receipt names you as the seller, because the answer was your sale.

7. taxes

You are an independent seller and responsible for your own taxes on what you earn. QPop does not file anything on your behalf.

• Income tax deducted at source. Once QPop's cumulative payments to you pass ₹5,00,000 in a financial year, we withhold 0.1% of the fan's full payment on each question after that, and 5% if we do not hold your PAN. Refunded questions are excluded from that running total.
• Below ₹5,00,000, which is where nearly every creator sits, nothing is withheld and you receive your whole share.
• Anything withheld is deposited with the tax authorities against your PAN, and we provide the certificate for it where one applies.

8. your gst status

QPop can only work with creators who are not registered under GST. This is not a preference: a registered creator brings tax-collection obligations QPop is not yet registered to meet in every state.

• You declare once each financial year that you are not registered under GST. We record the exact wording you were shown and the date, and we never edit an earlier declaration.
• If you register under GST at any point, for QPop earnings or for anything else at all, you must tell us. We will switch your page off and hold payouts rather than let you keep selling in a way that breaks the rules.
• A declaration you know to be untrue is a breach of this agreement.

9. your words stay yours

You own what you write. By publishing on QPop you give us a worldwide, royalty-free licence to host, display and reproduce your profile, the questions you answer and your answers, including in shareable images and link previews, for running and promoting the service.

The licence exists so we can show your page and let people share it. It transfers no ownership, and it does not stop you using your own words anywhere else.

10. what we expect from you

• Give us accurate information, and keep it accurate.
• Follow the community guidelines. They are part of this agreement.
• Do not impersonate anyone, and do not present your page as someone you are not.
• Do not use QPop to move a paid conversation off the platform, and do not ask a fan to pay you elsewhere for something they asked for here.
• One person, one creator page.

11. pausing, and ending this

You can switch your page off from your dashboard whenever you like, and you can stop being a creator whenever you like. Questions already inside their window keep their clock: answer them, or they refund like any other.

We may suspend or end your creator page if you breach this agreement, break the community guidelines, put fans or the platform at legal risk, or misuse the payment system. If we do, questions still inside their window go back to the fans who asked them.

Ending this agreement does not remove answers already published, and it does not undo the tax and transaction records either of us has to keep.

12. reversed payments

If a payment is reversed after your share was released, by a chargeback or a bank dispute, QPop carries that loss in the first instance rather than pulling money back out of your bank account. Where the reversal follows from something you did, such as an answer that broke the guidelines or a transaction that was not genuine, we may recover the amount from your future earnings.

13. liability

QPop is provided as it is. To the fullest extent the law allows, our total liability to you for anything arising out of this agreement is limited to the greater of the commission we earned from your questions in the six months before the claim, or ₹1,000. Nothing here limits liability that cannot be limited by law.

You are responsible for what you publish. If a claim is brought against QPop because of your content or your conduct here, you agree to cover the costs it reasonably causes us.

14. changes, grievances and the law

We may update this agreement as the product and the law change. The last-updated date above always shows the current version, and material changes are announced on the site or by email. Continuing as a creator after a change takes effect means you accept it.

Grievance officer: Rajdeep Singha, reachable at support@qpop.app and at our registered office listed below. We acknowledge grievances within 24 hours and aim to resolve them within 15 days.

This agreement is governed by the laws of India, and the courts at Guwahati, Assam have exclusive jurisdiction.

15. inviting other creators, a launch offer

You can be paid for bringing another creator to QPop. When a creator you invited goes live, two things happen for 90 days from that day: they keep 80% of every question they answer instead of the standard 75%, and you earn 5% of every rupee a fan pays them. Both come out of QPop's commission; the fan pays the same price.

• Only a person who is not yet a creator on QPop can be invited. Fans cannot be invited, and an existing creator cannot be credited to anyone after the fact. You must be a creator with payouts set up to invite: your invite link appears on your payouts page once they are. A person who opens your link and goes live is credited to you: one inviter per creator, first credit wins. Invitations are by link only; there is no way to name an inviter by hand.
• You cannot invite yourself, in any form. Two accounts with the same PAN are one person, and an invitation between them pays nothing.
• Your 5% rides the fan's payment as a second transfer to your payout account, held with the creator's share and released when they publish their answer. A declined, expired or refunded question pays neither of you. You earn only on questions asked while your own payouts are set up and active; a question asked while they are not earns you nothing, and is not made up later.
• Tax withholding under income-tax law applies to what you earn this way once it passes the yearly threshold, exactly as it does to your own earnings. Where withholding would take a single payment under the minimum our payment partner can transfer, that payment is not made.
• Both clocks start the day the invited creator goes live and run 90 days. The terms of each invitation are fixed on that day: a later change to this offer does not touch an invitation already made. When the 90 days end, the invited creator returns to the standard 75% share on questions asked from then on, and we email them that day.
• This is a launch offer. We can change or end it for new invitations at any time by updating this section. An invitation that exists to move money in a circle, that uses accounts made for the purpose, or that breaks the community guidelines, can be switched off by us: it pays nothing from that moment, and what was already paid stays paid.